Live tools
Tools I have built
Four calculators for Canadian savings, mortgage, GIC and TFSA questions. Each one is live and free to use.
The calculators
Over five years in financial services I kept answering the same questions and working out the same numbers by hand. These calculators turn those counter-side conversations into something anyone can explore.
Savings Promo Calculator
What a customer earns at a promotional rate over a custom term, with daily accrual and the exact maturity date.
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Visual Mortgage Calculator
Mortgage paydown reframed as building a house, showing how rapid, larger and lump-sum payments shorten the term.
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GIC Calculator
The exact maturity date under Canadian GIC rules: simple interest short-term, compounded or paid out long-term.
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TFSA Room Calculator
Contribution room for first-timers, newcomers and existing holders under the CRA rules, with edge cases flagged.
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More everyday tools drawn from the questions clients ask most: RRSP contributions, loan payments and budgeting. Feedback on any of the calculators is welcome.
Estimates for illustration, not financial advice. Figures vary by institution. Built independently as personal projects, not affiliated with any financial institution.